PAYMENT INFORMATION  

Fee-for-Service Advantages

Many people do not understand what is means to receive counseling or mental health services.  To have therapy services covered under insurance, you have to have a mental health diagnosis.  Once you have a mental health diagnosis, this becomes a part of your permanent health care record.  This leads to limitations you may not understand, such as denial for quality life insurance.  Additionally, since you have a mental health diagnosis, the insurance company has to know a lot of information about you to be covered.  Many people throughout the insurance company may see your diagnosis, treatment plan and case notes which contain a great deal of information about you and your family.  I choose to provide fee-for-service to clients.

Insurance

I accept Medical Assistance and some EAPs.  All other client are required to make payment for sessions at the time of service.   However, your payment maybe reimbursed through Out-of-Network benefits, a Medical Flex Spending account or a Health Savings Account.  It is the individual’s responsibility to check with their insurance provider to verify out-of-network coverage prior to the start of therapy if attempting reimbursement.  

I am a Licensed Marriage and Family Therapist (LMFT #1894).  A receipt can be provided to you to submit to your insurance with appropriate DSM diagnosis codes, if requested.  If you choose to go through insurance and do not want to use fee-for-service, I would be happy to recommend a counseling service that would work for you.  I want to make sure you are happy with the services that you receive.